HSBC
HSBC Live+ Credit Card
VisaCredit CardPremiumAvailable⭐ Featured
Annual Fee
₹999
Reward Rate
1.5%
Welcome Bonus
—
Min Income
₹6.0L
Highlights
- • Earn 10% cashback on groceries, dining, food delivery, and eligible utility bill payments.
- • Get 2 domestic and 1 international airport lounge visits every year.
- • No minimum spend requirement to unlock lounge access.
Things to note
- • Cashback is capped at ₹1,200 per month.
- • No cashback on fuel, insurance, government transactions, and certain utility bill payments beyond eligible categories.
Who is this card for?
Built for heavy spenders who want real perks, like lounge access at airports. 1.5% rewards on everything you buy, plus the extras that make a difference. Requires ₹6,00,000 annual income.
Base Rate
1.5%Cashback
₹1 / ptExcludes: Fuel Insurance Government Transactions Utility
Bonus Categories
10%
Cashback
₹1 / pt
DiningGroceryOnline ShoppingUtilities
Cap: ₹1,200/monthly